Posted On: January 16, 2010 by Ryan Bradley

Head on collision kills Missouri woman

Brandy Phillips, 21, was killed Saturday afternoon in a Missouri car accident after another car crashed head-on into hers.

This tragic crash occurred on Route WW in Boone County around 1 p.m., according to the Missouri State Highway Patrol. Phillips was driving her 1991 Ford Festiva eastbound at the time of the accident. An oncoming vehicle, a 1995 Geo Prizm driven by Byron Young, 38, crossed the center line and crashed head-on into Phillips' car.

Phillips was pronounced dead after being taken to University Hospital. Young was also taken to University Hospital, though his injuries were listed as moderate.

Young was driving without insurance, according to the initial crash report. The report did not go into detail about any citations or what may have caused Young to cross the center line into oncoming traffic.

Typically, the liability insurance of the at-fault driver will be used to pay money to the injured party, but in cases where the driver is uninsured or under-insured it may be a little more complicated. In these cases, the injured party will need to make a claim against their own insurance policy's uninsured motorist coverage. This coverage is required by law. If you have any questions about your rights after a crash, contact an experienced Missouri car accident attorney. Many offer free consultations where you can discuss your case.