Common car insurance questions
The second thought that goes through many people’s heads after a car accident is usually related to insurance. The most important thing after an accident, of course, is to make sure that you and anybody involved is treated for injuries, but soon the questions start to rise. How much is this going to cost? Am I covered for this? How do I find out if I’m covered?
Here is a list of some of the most common car insurance questions:
Are others covered if they drive my car?
Am I covered if I drive someone else’s car?
I just purchased a new car and got in a wreck. Am I still covered even though I hadn’t called my insurance company to let them know about the new car?
Are items inside my car covered if someone steals my car or a thief breaks into it?
What happens if somebody without insurance hits me?
The answer to all of these questions is…it depends. Many car insurance companies are different and the laws regarding minimum coverage change from state to state. The best way to find out is to examine your policy or call your agent before you get into an accident.
If you are involved in a Missouri or Illinois car accident and still don’t know the answer to these or any other questions, there are people that can help you. You should immediately contact a car accident or personal injury lawyer that is well versed in the specific laws of your state. Bring any information with you that you have on your policy and your attorney will help navigate the details. The important thing is to ask for help. Don’t try to go up against an insurance company if you only think you understand the policy.
