Missouri Accident Lawyer Blog

Daniel Coleman, 57, was seriously injured Sunday afternoon when his 2004 Harley Davidson motorcycle collided with another vehicle on Route Y.

According to the Missouri Highway Patrol, a Ford F150, driven by Daniel Cameron, 37, made a left turn into the path of Coleman’s motorcycle. Coleman crashed into the rear of the truck and was thrown from his motorcycle, which slid off the road. Cameron initially left the scene of the accident, but later returned.

Coleman was airlifted to Research Medical Center in Kansas City.

A summons was issued to Cameron for driving with a revoked license, failing to yield, and driving without insurance.

Even though Coleman was injured in an accident with an uninsured driver, he may be able to recover damages from his own insurance plan. Under Missouri law, all insurance plans, including liability only plans, come with uninsured motorist coverage that must provide at least $25,000 of coverage per person. This coverage allows drivers to file a claim against their own insurance company to pay compensation for bodily injury or death resulting from an accident caused by an uninsured or hit-and-run driver. Often insurance plans will not state that uninsured motorist coverage (UM) is included, hoping a claim will never be made. This is a sneaky tactic used by insurance companies more concerned with their bottom line than the health and financial stability of their clients. UM coverage is typically written for the same amount of liability coverage carried by the insured.

There is a Statute of Limitations that applies when filing uninsured motorist claims so it is important for anybody involved in such a crash to contact a personal injury attorney as soon as possible.

The Bradley Law Firm has over 30 years of experience in handling insurance claims. If you have questions regarding your insurance coverage, Contact Us today for free consultation.