St. Louis Car Accident Lawyer: Weather to Blame for Wrecks, Damage Throughout Missouri
St. Louis, Missouri has seen a dramatic increase in the number of car wrecks in the last few weeks. Local auto collision shops have reported a two fold increase in business. While most of the damage is from collisions, some if it is from branches and tree limbs falling on cars.
The type of insurance claims made from these kinds of events can vary. For instance, if your car is involved in a Missouri car accident, and it was your fault, you need to make a claim under your collision policy, if you purchased this type of coverage. If you were not at fault, the other driver's insurance should cover your damage.
What if a tree limb falls on your car? This kind of damage would be covered under your comprehensive auto policy. Again, this is optional insurance, so you need to review your policy carefully to see if it will cover your damage. Most comprehensive insurance policies I have seen cover this type of damage.
With both comprehensive and damage policies, you will likely have a deductible. Many times, insurance companies will attempt to repair your car with used parts or non OEM parts. This is unacceptable, however you may have agreed to it under your contract of insurance. Carefully review this to see.
At the Bradley Law Firm, our St. Louis Missouri personal injury lawyers offer free consultations regarding insurance matters and car accident related injuries. If you have any questions regarding insurance or injuries from a car, truck or motorcycle accident in Missouri or Illinois, please contact us.
