Missouri Accident Lawyer Blog

St. Louis, Missouri police report a five car accident resulted in the wrongful death of 22 year old Ernst Elie. Mr. Elie was struck and killed by a SUV that was speeding northbound on South Compton and ran through a stop sign at Meramec Avenue. The SUV hit another vehicle, which hit a tree near a parking lot. The out of control truck continued northbound where it hit Mr. Elie and another person, then continued hitting other vehicles.

Mr. Elie was transported by ambulance to St. Louis University Hospital, where he was pronounced dead. The operator of the SUV and the driver of the other vehicle that was hit were also transported to local St. Louis hospitals and were listed in stable condition.

The name of the driver of the SUV has not been released and it is unknown whether he carried liability insurance. If he did not, a claim will need to be made under Mr. Elie's own uninsured motorist car insurance for his personal injuries.

Uninsured motorist insurance will afford coverage even when people are not in their car. In this case, if it turns out the SUV driver did not have liability insurance, then the family will be able to make a claim for uninsured motorist benefits, even though Mr. Elie was not in his vehicle at the time of the car accident.

It is extremely important all Missouri drivers read and become familiar with the terms and conditions of their automobile insurance policies. If you have a question about your insurance coverage or policy, do not hesitate to contact your insurer. They should be able to give you an answer to your question. Personally, I would like to see all answers in writing. That way you can keep this in your records in case you ever need it in the future. If you have a legal question, your insurer will most likely not answer it. Feel free to contact us and we will try to answer your question free of charge.